will go a long way toward keeping your home safe-and dropping your home owners insurance along the way. 2 醉酒男暴打女民警 印巴军队激烈交火

UnCategorized Are you looking for ways to save money on your home owners insurance without breaking the bank? There are hundreds of ways that you can easily shave 20-30% off of your home owners insurance premiums; however, since they tend to involve things like purchasing a $300 home security system or completely rebuilding your foundation it can be a little hard to scrape up the motivation and the money to make them happen! Not all home improvement projects geared toward saving money on your homeowners insurance spell disaster for your bank account, however. Here’s a look at some quick, easy ways to save 5-30% on your home owners insurance quotes without leaving your savings account begging for mercy: 1)Buy new locks for your door. Did you know that most door locks come from the local general store, and with a little bit of practice the average thief can learn how to break and enter in less than a minute? Getting through the average lock doesn’t present much of a challenge for the thief with a little bit of know-how. Picking up a lock designed to make it difficult for a thief to break in (or a deadbolt, which presents an even bigger challenge) will go a long way toward keeping your home safe-and dropping your home owners insurance along the way. 2)Pick up a fire extinguisher for your home, and make sure your smoke detectors are properly installed and tested regularly. Household fires are among the most common of home owners insurance claims. Minimizing the damage your house will suffer if your Cherries Jubilee decides to hop out of the pot will lower the chances that your house will go up in flames and subsequently send your home owners insurance rates plummeting. 3)If you’re shopping for a house, check out the neighborhood along with the home itself. Is the electrical wiring up to code? Are you located near an emergency rescue squad? Is your town’s fire department made up of professional fire fighters or volunteers? How close are you to a fire hydrant? What’s the crime rate in your new neighborhood? These are all things that a home owners insurance provider is going to check before issuing your policy. 4)Raise your deductibles. Your deductible is the amount of money you’re going to have to pay when you file homeowners claims. The higher your deductible, the lower your homeowners insurance rates are going to be. Raising your deductible is going to have an almost instantaneous affect on the cost of your coverage. Most experts recommend choosing a deductible of $1,000 or more, if you’re able to afford it. This is the optimum point at which most people can scrounge up the money to pay for their repairs without breaking the bank, and it will help keep your insurance rates as comfortable as possible. Use any and all of these things to pave the way to cheap home owners insurance with the coverage you deserve. About the Author: 相关的主题文章: